It’s important you read the terms below because you agree to them when you use our website, app or any other method to access our services. For simplicity, in these terms of use, we refer to any method you use to access our services as our “website”. We recommend keeping a copy for your records

1. Who runs this website?

This website is the property of, and is operated by Hubpay Limited (“we”, “us” or “our”). We’re a private limited company, registered in Abu Dhabi Global Markets (ADGM). Our registered office is at 15-123, 15, Al Khatem Tower, Wework, Hub71, ADGM Square, Al Maryah Island, Abu Dhabi, United Arab Emirates.

2. Rules of the website

You can:

• display and view the contents of the website;
• download, save and store contents of the website in electronic form
• print a copy of the contents of the website. But only for your personal, non-commercial use.

You can’t:

• alter, sell, publish or reproduce any part of our website, or any of its contents, unless we give you written permission;
• try to gain unauthorised access to our website, or any server, computer, or database connected to our website;
• link any part of our website to any other website, or frame any part of our website on any other website;
• engage in any data mining, data extracting, or any similar activity, in relation to our website, or while using our website
• upload any illegal or defamatory content to our website, or introduce viruses, or any other harmful code.

3. Your personal information

We can see how you use our site

But we’ll only use that information for our own internal business purposes.

Cookies

These tell us what you’re browsing. You’re free to change your cookie setting if you like – but this may stop you using some features on the website.

4. When we might change your access to our site

We may need to change, restrict, suspend, or even stop your access to the site completely – for security, or other technical, or business, reasons. But we’ll try to let you know in advance.

5. You use our site at your own risk

• We’ll take care to make sure our website, and its contents, are up to date, error-free, and available to you. But we can’t guarantee that. So, you use it ‘as is’.
• There might be errors, inaccuracies, incomplete bits, downtime, etc. And we can’t promise it will be free of viruses, or other harmful code.

Your responsibility

You’re responsible for the security of your personal details, your computer, or other electronic devices, and your internet connection.

6. Our ownership rights

We own or have a license to use, all intellectual property rights in our website and all content published on it. This includes our website’s design, layout, look and appearance, as well as any graphics, logos and text. We reserve all rights in our website and this content.

7. Links to other people’s sites

Our website may include links to websites we don’t operate or control. These links are for your convenience and for information only. We don’t endorse these linked websites and have no responsibility for the content on them.

8. Changes to these Terms

Sometimes we may make changes to what’s written here. The change will only apply to how we provide this website to you, and how you use it. You should check back here regularly to keep up to date. If we change anything important, we’ll do our best to let you know in advance. Continuing to use the website means that you agree to the updated terms.

We may also update our website, or its contents, sometimes – for business reasons, or to provide a better experience for our customers.

9. What we’re responsible for, and what we’re not.

We provide our website to you “as is” and you use it at your own risk. As such, we are not responsible to you or any third party for any loss or damage arising from your use of our website, the use of third-party services provided through our website, your breach of these terms of use or any other applicable terms and conditions, or the negligence, acts or omissions of us, our employees, agents or sub-contractors. We will not be responsible to you for loss of profits, loss of operations, loss of data, loss of contracts, loss of anticipated savings or benefits, loss of market shares, loss of goodwill or increased costs or expenses arising from your use of our website or any third party services provided through our website, including the unavailability of such services. However, nothing in this section shall limit our liability for fraud, fraudulent concealment or any other matters that cannot be excluded by law.

10. Which country’s laws apply to these Terms of Use?

Abu Dhabi Global Markets (ADGM) law applies to these terms of use.